(d)Death of husband, or wife, or any of the sons, or any of the parents, or any of the brothers or sisters; (e)Any other reason accepted by the employer. 37. Loans (1) The employer may grant loans to the workers provided that: (a)Such loans shall be without interest but the employer may charge a reduced percentage to meet expenses concerning such loans; (b)The periodical deduction for the settlement of the loan shall not exceed 15% of the basic salary. (2) Subject to paragraph (b) of sub-section (1) the worker shall pay the instalments of the loan granted to him at the termination of the contract of service, through the manner specified in the contract of the loan or by any other legal means. (3) Courts shall not accept any claims raised by an employer against any worker concerning any loan unless such loan was granted to him under a written contract. (4) Loans for workers shall be without interest 38. Travelling Allowance . Any worker asked by the employer to do work outside the area of his work or outside the station of his work the employer shall bear the expenses of transport of the worker to and from. When the worker spends a whole night outside the place of his work for the purpose of his duty, the employer shall pay him travelling allowance at the rate specified in the conditions of his service. If there is no agreement thereto, the employer shall pay the reasonable expenses which the worker spends every night provided that in all cases what the employer pays for one night shall not be less than the wage of three days. For the purpose of this section the transfer of the worker for a period of six months or less shall be considered as travelling on duty. 39. Expenses of Transportation (1) The employer shall transport the worker or pay the expenses of transportation to the area where he was initially employed within seven days from the date of the termination of the contract of service. (2) If the employer, during the commencement of contract of service, transported the worker from the place of his work to another place, he shall pay the expenses of transporting the worker, members of his family who totally depend upon his earnings and their luggage to that place according to the prescribed rates of transportation. (3) In the case of the worker’s death, the employer shall transport the wife or wives and children of the deceased worker who depend wholly upon his earning together with their luggage to their original place of residence if they so request. (4) A certificate from the competent authority shall prove the legal bail of the members of the family of the worker 40. Statement of entitlements The employer shall, at the termination of the contract of service, give the worker a detailed statement of his entitlements. 41.Violability of reconciliation, discharge or waiver Unless it is otherwise provided in this Act, every acquittal or reconciliation or waiver concerning prescribed entitlements hereof shall be deemed void. 14